HI Everyone,

Today is Monday May 16th.  It is raining and has been all day at Lake Anna.  Well I guess we need the rain.  The weekend was beautiful!!!

Did you know that if your home is worth less then it is financed for, all you have to do is call your bank and discuss this with them.  Due to the TARP funds, you can get a loan modification and get your interest rate reduced considerably.  Just call your bank and tell them what you want to do.  It won't hurt your credit at all.

Call me with any questions or email me at Beverly@wardcom.com

Have a great day.